Editor's note: This is one in an occasional series of chats with local seniors about their lives, youthful aspirations, sources of pride and regret, plus a bit of wisdom to share with younger folks.

The following is an interview with Rosemary Williams, 74, a Fairfield woman who teaches folks how to put their spiritual values into financial practice. She just completed 12 hours , six two-hour sessions, at the Fairfield Senior Center explaining how such values intertwine with financial practice.

Her mission soon will take her beyond America's borders on a YWCA-sponsored trip to Kenya to spread dictums linking spiritual values with financial practice.

Q: How long have you lived in Fairfield?

A: 35 years.

Q: Are you married?

A: Divorced.

Q: Children?

A: Four girls; one boy.

Q: Grandchildren?

A: Five ranging in age from 3 to 17.

Q: Are you retired?

A: No.

Q: What do you do?

A: Lecture on the link between spiritual values and financial practice before audiences in Fairfield, the United Nations, and, soon, Kenya. The groups at the UN include artists, musicians, dancers and college students. In a nutshell, you could say I am a development consultant.

Q: What did you want to be when you grew up?

A: I wanted to write like Ayn Rand. She wrote about brave women.

Q: What was a significant memory or defining moment in your childhood?

A: My father died while I was in utero. After I was born and to this day I always feel an emptiness inside my body. The result of that fact of my birth: tell women not to die without a will. As a result of my dad not having a will, the estate was divided. My mother got one -third; I was given two-thirds.

Q: What are your main hobbies and interests?

A: With four other women I study an artist and then try to create a work of art that emulates that artist's style.

Q: What music do you listen to and do you have a favorite piece?

A: Classical. Mozart is my favorite composer.

Q: What TV show do you watch regularly?

A: Tavis Smiley, on PBS.

Q: Who do you think was the best President of the United States and why?

A: I don't think the best President has shown up yet.

Q: If you could tell President Obama one thing, what would that be?

A: To inspire us.

Q: What is your greatest guilty pleasure?

A: I don't do guilt. I have many pleasures.

Q: What is your biggest pet peeve?

A: I don't think I have one. I tend to let things I don't like blow by like the wind.

Q: Do you have any regrets in life?

A: Not taking the chunnel train from London to Paris.

Q: What achievements of you are you most proud of?

A: My family.

Q: What, if anything, are you greatly concerned about?

A: Loss of respect for each other. Seniors are demeaned in many instances and young people are not given the respect and care they deserve for their opinions and creativity.

Q: Best piece of advice for the younger generation?

A: I think we must have inter-generational conversations. We can learn a lot from them and they can learn a lot from us.

Q: What brings you your greatest joy?

A: My children and grandchildren.

Q: If you had a magic wand, what would you wish for?

A: End of war.

Q: Tell us about your book.

A: It is titled `The Woman's Book of Money and Spiritual Vision: Putting Your Spiritual Values Into Financial Practice.' The co-author is Joanne Kabak. In a capsule, it promises to do four things: uncover the hidden beliefs that motivate your financial life; differentiate between your values and your habits; understand your financial reality and align it with your spiritual core; identify ways to financially support your dreams.

In a comment on the book, Publishers Weekly Religious Bookline said: The interactive workshop in a book format brings abstract financial and spiritual ideas down to earth. The book is published by New World Library, www.newworldlibrary.com.